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Working With A Family Doctor


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Working With A Family Doctor

About 10 years ago, my friend convinced me to switch to a new family doctor. Our new physician was caring, enthusiastic, and extremely detail oriented. When he performed physicals, he didn't hesitate to order blood work or to investigate a strange symptom. This year, that great care really paid off. My doctor discovered a small skin lesion, which turned out to be cancerous. This blog is all about the benefits of working with a professional family doctor. Check out these articles to find out how to choose a health care clinic, and what types of symptoms you should report to your doctor. You never know, it could save your life.

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Medicare 101: Things You Should Know Before You're Eligible

Medicare is a widely known health insurance plan for those who are disabled or meet certain age requirements. Despite the fact that Medicare is available to so many, there are a lot of people who don't fully understand the basics of this insurance coverage. This misinformation often leads to costly mistakes and oversights of important coverage information. Here's a look at some of the things that you should know about Medicare insurance before you reach your eligibility status.

Certain Medicare Plans Will Cost You A Premium

Although the basic Medicare coverage is free of charge because you've paid into the system already, that's only applicable to the inpatient and hospital coverage. Outpatient services and prescription coverage will require additional costs. You'll have to talk with a Medicare services specialist to get the coverage that you need, and they will let you know how much your premiums will be. 

Some of those premiums will be dependent upon your income. Sliding premium scales help to keep your Medicare premium affordable for those on a fixed income such as Social Security. Just be prepared to provide income information when you apply.

You Can't Get Medicare Coverage Any Time You Want

One of the things that many people don't realize is that Medicare insurance isn't available any time you might want. You'll have a predetermined window, as you approach your 65th birthday, during which for you to enroll in Medicare. After that, you can only opt for coverage during the annual open enrollment period. Otherwise, you'll have to wait.

Make sure that you know when your enrollment period begins if you're considering Medicare coverage. That way, you know when you can sign up. Talk with an enrollment specialist for more help and information about your enrollment eligibility.

Medicare Won't Exclude You For Your Health

Sometimes, people mistakenly believe that Medicare will only extend coverage if you're healthy. However, that isn't necessarily the truth. One of the things that you should understand about Medicare coverage is that it's age and disability-related, not health-related. You can't be excluded from coverage because of your health.

These are some of the things that you should understand about Medicare before you become eligible for coverage. The more you understand, the easier it is for you to determine what kind of coverage you need and to ensure that you get your Medicaid benefits when you're eligible. Talk with a Medicaid coverage specialist today for more help.